Free planning tools

Tools that answer real Florida homebuying questions

Every tool is educational and free to use. No application, no credit check, and no obligation.

Florida Cash-to-Close Calculator

See the real money needed at closing: down payment, closing costs, prepaid taxes and insurance, credits, and earnest money already paid.

Work backward from the monthly payment that fits your life, with Florida taxes, insurance, association fees, and a cushion itemized.

Understand grants, forgivable seconds, deferred seconds, and repayable seconds before you rely on assistance funds.

Answer four quick questions and we will organize your goals into a personalized set of practical next steps.