Can I apply for a VA loan with Blueprint today?

Yes. Blueprint Home Loans now offers VA home loans. Approval depends on your VA eligibility (Certificate of Eligibility), credit, income, the property, and lender guidelines.

Do VA loans really require no down payment?

For most eligible borrowers, yes - VA loans allow 100% financing with no down payment, which is one of the benefit's biggest advantages.

What is the VA funding fee?

It's a one-time fee that helps sustain the program. It can be financed into the loan, and some veterans - such as those receiving service-connected disability compensation - are exempt.

VA Loans

VA loans for eligible veterans and service members.

Blueprint Home Loans can now originate VA loans. This guide explains how the benefit works, who may be eligible, and what to weigh before you decide.

Apply Online Schedule a Discovery Call

The VA home loan is a benefit for eligible veterans, active-duty service members, National Guard and Reserve members, and certain surviving spouses. Blueprint Home Loans now offers VA financing, subject to eligibility and lender guidelines.

We'll walk you through how the benefit works, compare it against conventional and FHA options, and help you decide which path fits your plans.

Quick facts

Availability at Blueprint: Available now
Typical down payment: 0% for many buyers
Monthly MI: None

Key advantages

No down payment for many eligible borrowers
No monthly mortgage insurance
Credit guidelines that can be more flexible than some other programs
Limited closing costs

What to keep in mind

VA eligibility (a Certificate of Eligibility) is required
A VA funding fee may apply unless you're exempt
The property must be your primary residence

Frequently asked questions

Keep exploring

Estimate your buying power First-time home buyers Compare all loan types

Finished “VA Loans”? Here's what's next

Last reviewed January 2026. Educational information only, not a commitment to lend, a rate quote, or a guarantee of approval. Blueprint Home Loans LLC is licensed in Florida; loan program rules are federal and apply nationally.

Wondering if a VA loan is your best fit?

We'll review your eligibility and compare VA against your other options so you can decide with clarity.

Schedule a Discovery Call Open Mortgage Navigator

This information is for educational purposes only and is not a commitment to lend or a guarantee of approval. Program guidelines, rates, and eligibility vary by lender, location, and individual circumstances and are subject to change. Please consult a licensed mortgage professional for guidance specific to your situation.